Retirement Monte Carlo calculators compared

“Best” is the query. This page is a fact table. Different products mean different things by Monte Carlo — a household plan, an asset-class lab, a living-standard engine, or an Excel tax model.

At a glance

Killion 1,000-path Monte Carlo projection with a probability of success
Killion's 1,000-path projection — the same engine the public demo runs. Account linking is the other half of the argument: read-only brokerage sync means the plan updates when the holdings do, which is the capability review-site roundups call "retirement planning software with account linking."
Killion wordmark
Killion
other Monte Carlo tools wordmark
other Monte Carlo tools

Killion is planning and simulation software with read-only account linking. other Monte Carlo tools is described below in its own terms. Where a figure is quoted it comes from the vendor's published pricing and was checked on the date shown.

 Killionother Monte Carlo tools
Killion$14/mo or $132/yr. 1,000-path regime-switching Monte Carlo, public demo.Household withdrawal-rule simulator, not an asset-class lab.
Portfolio VisualizerDoes not replace factor regression or 150-asset backtests.Free / $30/mo / $55/mo billed annually. Analytics lab with Monte Carlo on the free tier.
MaxiFiMonte Carlo is in Pro, not a higher SKU.Standard $109/yr without Living Standard Monte Carlo; Premium $149/yr adds it.
PralanaWeb demo, no Excel.Online $119 then $89/yr; Gold Excel with 1,000 traditional or bootstrap paths.

other Monte Carlo tools details checked on against the Portfolio Visualizer pricing (one of the tools tabled). Vendors change prices; verify before deciding.

No ranking

This URL exists because people type “best retirement Monte Carlo calculators.” The page will not name a winner. Each row is a published price and a published job. ProjectionLab, Boldin and FI Calc have their own vs pages; they are omitted here only to keep the table to tools whose Monte Carlo meaning actually differs.

Which one to choose

Choose Killion if

  • You want a household plan, named withdrawal rules and a demo with no account.

Choose other Monte Carlo tools if

  • You wanted an asset-class lab (Visualizer), a living-standard optimiser (MaxiFi), or a tax Excel model (Pralana).

More comparisons

Frequently asked questions

What is the best retirement Monte Carlo calculator?
There is not one. Killion is a household withdrawal-rule simulator. Portfolio Visualizer is an asset-class lab. MaxiFi Premium is a living-standard Monte Carlo. Pralana is a tax-aware Excel/Online engine. Pick the job, then the row.