Context is the whole feature
The useful questions are specific: whether you can retire two years earlier, what a concentrated position is doing to the range of outcomes, whether a guardrail rule would have helped in the worst worlds of your last run. Every one of those needs your data to answer.
Killion AI is wired into the same holdings, budget and simulation results the rest of the app uses, so it answers from your plan rather than from generic advice.
Nothing is applied without review
When the assistant suggests a change to your plan, it arrives as a card describing exactly what would change. You apply it or you do not. There is no path by which a model edits your plan on its own, and there is no path by which it moves money: account access is read-only at the connection level, not merely by policy.
What it will not do
It does not give financial advice, recommend specific securities or predict markets. Killion is software and is not a registered investment adviser; the assistant operates under the same constraint as the rest of the product.
The research behind it
Related features
- What-if scenarios: Retire two years earlier, switch the spending rule, add a market shock, then compare up to four plans side by side.
- Net worth tracking: One balance sheet across linked brokerages, crypto and manual assets, with continuous daily history.