Killion vs Portfolio Visualizer: household plan, or asset-class lab

Portfolio Visualizer is a backtesting and analytics lab for asset-class mixes. Killion is a household retirement simulator with read-only account linking. They overlap on the word Monte Carlo and almost nowhere else.

At a glance

Killion 1,000-path Monte Carlo projection with a probability of success
Killion's 1,000-path projection — the same engine the public demo runs. Account linking is the other half of the argument: read-only brokerage sync means the plan updates when the holdings do, which is the capability review-site roundups call "retirement planning software with account linking."
Killion wordmark
Killion
Portfolio Visualizer wordmark
Portfolio Visualizer

Killion is planning and simulation software with read-only account linking. Portfolio Visualizer is described below in its own terms. Where a figure is quoted it comes from the vendor's published pricing and was checked on the date shown.

 KillionPortfolio Visualizer
Individual price$14/mo, or $11/mo billed annually ($132/yr). Max tier $24/mo or $19/mo annually.Free tier. Basic $30/mo billed annually ($360/yr). Pro $55/mo billed annually ($660/yr).
Free entry pointLive no-signup Monte Carlo demo on a fictional household, plus a 5-day free trial of the full product. Card required for the trial; no charge until it ends.No login required on the free tier; 15 assets, limited history, no current-month YTD.
Monte Carlo1,000-path regime-switching Monte Carlo with fixed seeds, so a run reproduces.Monte Carlo simulation on the free tier, including bootstrap and fat-tailed Student-t on paid docs.
Account linkingRead-only brokerage and crypto linking via SnapTrade. Cash and bank balances are entered manually while automatic bank linking moves to a new provider.None on the pricing page. Portfolios are entered or imported.
JobHousehold plan: spend, withdrawal rules, sequence risk, linked holdings.Asset-class lab: backtests, factor regression, optimization, tactical models.

Portfolio Visualizer details checked on against the Portfolio Visualizer pricing. Vendors change prices; verify before deciding.

Different jobs

Portfolio Visualizer’s pricing page lists backtesting, Monte Carlo, portfolio optimization, factor regression, asset analytics and tactical allocation models. That is a research lab for mixes. Killion’s public pages list named withdrawal rules, a household Monte Carlo and read-only brokerage linking. Calling both “Monte Carlo tools” is true and unhelpful.

Which one to choose

Choose Killion if

  • You want a retirement paycheck, a withdrawal rule, and a linked household — not 150 tickers.
  • You want a no-signup demo of a full plan rather than an analytics workbook.

Choose Portfolio Visualizer if

  • You are comparing factor exposures, efficient frontiers or tactical models.
  • You want a free lab with no account and you accept the 15-asset cap.

More comparisons

Frequently asked questions

How much is Portfolio Visualizer in 2026?
Free tier; Basic $30 per month billed annually; Pro $55 per month billed annually. Read from portfoliovisualizer.com/pricing on 28 August 2026.