One number, and the history behind it
Dashboards commonly show a net worth figure that disagrees with the chart underneath it, because the live figure and the stored history are computed by different paths. Killion reconciles the two: the number on the dashboard and the last point of the history are the same value.
History also fills forward. If you do not open the app for a week, the chart does not develop a gap: the series continues, so month-over-month and year-over-year comparisons stay meaningful.
What it covers
Brokerage and crypto accounts link read-only: Killion can read positions and transactions and cannot trade, transfer or withdraw. Cash and bank balances are entered manually at present while automatic bank linking moves to a new provider. Property, vehicles, precious metals and liabilities are added by hand and priced at market where a market price exists.
- Read-only by design. The connection cannot move money. There is no permission to revoke because it was never granted.
- Market pricing. Metals and securities are valued at current market prices rather than purchase price.
- Liabilities included. Mortgages and loans sit on the same balance sheet and flow into fixed expenses.
- Feeds the projection. The same holdings drive the Monte Carlo run: there is no second set of numbers.
The research behind it
Related features
- Budgeting: Income, fixed and flexible spending, feeding your projection instead of a guessed savings rate.
- Killion AI: Ask about your own numbers. Answers come back with charts, and changes arrive as cards you approve.