$1 million against households headed by someone aged 23 to 29
$1 million sits around the top 1% at 26. The median is $22,400, the top 25% starts at $100,300 and the top 10% at $247,900.
| Point in the line | Net worth | $1 million is |
|---|---|---|
| 10th percentile | -$14,000 | $1,014,000 above |
| 25th percentile | $900 | $999,100 above |
| Median | $22,400 | $977,600 above |
| 75th percentile | $100,300 | $899,700 above |
| 90th percentile (top 10%) | $247,900 | $752,100 above |
| 95th percentile (top 5%) | $374,000 | $626,000 above |
| 99th percentile (top 1%) | $688,700 | $311,300 above |
| Average | $86,400 | $913,600 above |
$1 million at other ages
The same amount ranks lower as households get older, because net worth usually builds into the 60s.
| Age | Median at that age | $1 million is |
|---|---|---|
| 25 | $21,300 | Top 1% |
| 26 | $22,400 | Top 1% |
| 30 | $52,100 | 97th percentile |
| 35 | $106,100 | 90th percentile |
| 40 | $182,200 | 87th percentile |
| 45 | $203,900 | 78th percentile |
| 50 | $232,200 | 78th percentile |
| 55 | $253,300 | 71st percentile |
| 60 | $368,000 | 68th percentile |
| 65 | $552,200 | 65th percentile |
| 70 | $412,400 | 68th percentile |
What keeps the same rank later
$1 million is already in the top 1% at 26. The top 1% starts at $688,700 at 26 and $22,311,200 at 67.
Other amounts and ages
At 26: $100,000, $200,000, $300,000, $500,000, $1 million. $1 million at: 23, 25, 26, 27, 28, 29, 30, 32, 33, 35, 36, 38, 40, 42, 43, 44, 45, 48, 50. Every point in the line at 26 is on net worth at 26. How $1 million ranks among all households is on is $1 million a good net worth.
Figures are from the Federal Reserve’s 2025 Survey of Consumer Finances, released October 2026, in 2025 dollars. Each age uses households whose head is within about two years of it, so the line moves smoothly from one age to the next. Net worth is everything owned, including home equity and retirement accounts, minus everything owed. Future Social Security and pension payments are not counted.
Figures checked on against Federal Reserve, Changes in U.S. Family Finances from 2022 to 2025 (October 2026) (PDF) and Federal Reserve, 2025 Survey of Consumer Finances, public data.