$1 million against households headed by someone aged 42 to 46
$1 million sits around the 80th percentile at 44. The median is $204,000, the top 25% starts at $731,400 and the top 10% at $1,713,000.
| Point in the line | Net worth | $1 million is |
|---|---|---|
| 10th percentile | $400 | $999,600 above |
| 25th percentile | $37,800 | $962,200 above |
| Median | $204,000 | $796,000 above |
| 75th percentile | $731,400 | $268,600 above |
| 90th percentile (top 10%) | $1,713,000 | $713,000 below |
| 95th percentile (top 5%) | $4,229,000 | $3,229,000 below |
| 99th percentile (top 1%) | $10,977,000 | $9,977,000 below |
| Average | $956,500 | $43,500 above |
$1 million at other ages
The same amount ranks lower as households get older, because net worth usually builds into the 60s.
| Age | Median at that age | $1 million is |
|---|---|---|
| 25 | $21,300 | Top 1% |
| 30 | $52,100 | 97th percentile |
| 35 | $106,100 | 90th percentile |
| 40 | $182,200 | 87th percentile |
| 44 | $204,000 | 80th percentile |
| 45 | $203,900 | 78th percentile |
| 50 | $232,200 | 78th percentile |
| 55 | $253,300 | 71st percentile |
| 60 | $368,000 | 68th percentile |
| 65 | $552,200 | 65th percentile |
| 70 | $412,400 | 68th percentile |
What keeps the same rank later
Households at the same point in the line, around the 80th percentile, hold these amounts at later ages. It is a 2025 snapshot of different households, not a forecast for one household.
| Age | Net worth at the same rank |
|---|---|
| 49 | $1,091,000 |
| 50 | $1,099,000 |
| 54 | $1,501,000 |
| 60 | $1,748,000 |
| 67 | $1,938,000 |
Other amounts and ages
At 44: $1 million, $2 million. $1 million at: 23, 25, 26, 27, 28, 29, 30, 32, 33, 35, 36, 38, 40, 42, 43, 44, 45, 48, 50. Every point in the line at 44 is on net worth at 44. How $1 million ranks among all households is on is $1 million a good net worth.
Figures are from the Federal Reserve’s 2025 Survey of Consumer Finances, released October 2026, in 2025 dollars. Each age uses households whose head is within about two years of it, so the line moves smoothly from one age to the next. Net worth is everything owned, including home equity and retirement accounts, minus everything owed. Future Social Security and pension payments are not counted.
Figures checked on against Federal Reserve, Changes in U.S. Family Finances from 2022 to 2025 (October 2026) (PDF) and Federal Reserve, 2025 Survey of Consumer Finances, public data.