$200,000 against households headed by someone aged 23 to 29
$200,000 sits around the 85th percentile at 26. The median is $22,400, the top 25% starts at $100,300 and the top 10% at $247,900.
| Point in the line | Net worth | $200,000 is |
|---|---|---|
| 10th percentile | -$14,000 | $214,000 above |
| 25th percentile | $900 | $199,100 above |
| Median | $22,400 | $177,600 above |
| 75th percentile | $100,300 | $99,700 above |
| 90th percentile (top 10%) | $247,900 | $47,900 below |
| 95th percentile (top 5%) | $374,000 | $174,000 below |
| 99th percentile (top 1%) | $688,700 | $488,700 below |
| Average | $86,400 | $113,600 above |
$200,000 at other ages
The same amount ranks lower as households get older, because net worth usually builds into the 60s.
| Age | Median at that age | $200,000 is |
|---|---|---|
| 25 | $21,300 | 85th percentile |
| 26 | $22,400 | 85th percentile |
| 30 | $52,100 | 73rd percentile |
| 35 | $106,100 | 63rd percentile |
| 40 | $182,200 | 52nd percentile |
| 45 | $203,900 | 49th percentile |
| 50 | $232,200 | 45th percentile |
| 55 | $253,300 | 43rd percentile |
| 60 | $368,000 | 39th percentile |
| 65 | $552,200 | 31st percentile |
| 70 | $412,400 | 35th percentile |
What keeps the same rank later
Households at the same point in the line, around the 85th percentile, hold these amounts at later ages. It is a 2025 snapshot of different households, not a forecast for one household.
| Age | Net worth at the same rank |
|---|---|
| 31 | $349,000 |
| 36 | $626,000 |
| 46 | $1,384,000 |
| 50 | $1,449,000 |
| 60 | $2,752,000 |
| 67 | $2,652,000 |
Other amounts and ages
At 26: $100,000, $200,000, $300,000, $500,000, $1 million. $200,000 at: 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 40. Every point in the line at 26 is on net worth at 26. How $200,000 ranks among all households is on is $200,000 a good net worth.
Figures are from the Federal Reserve’s 2025 Survey of Consumer Finances, released October 2026, in 2025 dollars. Each age uses households whose head is within about two years of it, so the line moves smoothly from one age to the next. Net worth is everything owned, including home equity and retirement accounts, minus everything owed. Future Social Security and pension payments are not counted.
Figures checked on against Federal Reserve, Changes in U.S. Family Finances from 2022 to 2025 (October 2026) (PDF) and Federal Reserve, 2025 Survey of Consumer Finances, public data.