Can I retire on $750,000?

$750,000 at 4.0% is $30,000 in year one. This page answers whether that covers a specific spend and how often 1,000 paths last 35 years.

The answer on these inputs

$750,000 produces $30,000 in year one at 4.0%. Against $40,000 of spending that is 75% coverage — the spend is larger than a 4% (or chosen) withdrawal. A constant 5.0% return exhausts the portfolio in year 27. Across 1,000 seeded paths the spend lasts the full horizon in 22% of worlds; the 10th-to-90th ending range is $0 to $1,258,093.

Change the inputs

Nest egg ($)

Annual spending (today's $)

Horizon (years)

Withdrawal rate (%)

Inflation (%)

Mean return (%)

First-year income at the rate$30,000

Coverage of the spend75%

Years the spend lasts27

1,000-path success22%

Other nest eggs

Frequently asked questions

Can I retire on $750,000?

At 4%, $750,000 produces a first-year withdrawal of about $30,000. Whether that covers your spending, and whether the portfolio lasts, is what the calculator on this page answers for a specific spend figure.

Try the live demo Start a 5-day free trial