At a glance
Killion is planning and simulation software with read-only account linking. Empower Personal Dashboard is described below in its own terms. Where a figure is quoted it comes from the vendor's published pricing and was checked on the date shown.
| Killion | Empower Personal Dashboard | |
|---|---|---|
| Reason for leaving: you do not want an AUM pitch | Flat subscription. Not a registered adviser. No percentage of assets. | Dashboard free; wealth management charged on assets. |
| Reason for leaving: you wanted a withdrawal-rule lab | Nine named rules: fixed real dollar, fixed percentage, Guyton-Klinger, Vanguard dynamic, endowment smoothing, VPW, CAPE-based, risk-based guardrails, and Merton. | Retirement tools exist; nine named consumer rules are not the product. |
| Reason for leaving: you wanted a methodology page | Five-regime engine, seeds, 1928 backtests, limitations listed. | A large firm’s planning stack. Public seed-level methodology is not the pitch. |
Empower Personal Dashboard details checked on against the Empower financial tools page. Vendors change prices; verify before deciding.
Name the job
If the job is “see all my accounts,” Empower is the default free answer. If the job is “stress-test a withdrawal rule,” a dashboard is the wrong category. The vs Empower page is the fact table; this page is the query “Empower alternative.”
Which one to choose
Choose Killion if
- You want to pay $132/yr and keep 0.89% of the portfolio.
- You want Guyton-Klinger and VPW as public calculators, then the same engine on linked holdings.
Choose Empower Personal Dashboard if
- You want a free net-worth dashboard and you might actually hire the advisory arm.