$400,000 among all US households
The median US household has a net worth of $216,100 and the average is $1,232,000. The top 25% starts at $813,000, the top 10% at $2,538,500 and the top 1% at $16,269,700. $400,000 sits around the 62nd percentile.
$400,000 by age group
Younger households hold less, so the same amount ranks higher the younger you are.
| Age group | Median | $400,000 is |
|---|---|---|
| Under 35 | $32,800 | 91st percentile |
| 35 to 44 | $156,000 | 71st percentile |
| 45 to 54 | $254,700 | 59th percentile |
| 55 to 64 | $411,300 | 49th percentile |
| 65 to 74 | $431,900 | 47th percentile |
| 75 and over | $504,600 | 45th percentile |
$400,000 at a single age: 30, 35, 40.
Other amounts
$100,000, $200,000, $300,000, $400,000, $500,000, $600,000, $700,000. Every age is on net worth by age.
Figures are from the Federal Reserve’s 2025 Survey of Consumer Finances, released October 2026, in 2025 dollars. Each age uses households whose head is within about two years of it, so the line moves smoothly from one age to the next. Net worth is everything owned, including home equity and retirement accounts, minus everything owed. Future Social Security and pension payments are not counted.
Figures checked on against Federal Reserve, Changes in U.S. Family Finances from 2022 to 2025 (October 2026) (PDF) and Federal Reserve, 2025 Survey of Consumer Finances, public data.