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Is $300,000 a good net worth?

$300,000 is more net worth than about 57% of US households have: the top 43%. Below: where it ranks in each age group, from under 35 to 75 and over.

Short answer: $300,000 is more net worth than about 57% of US households have, the top 43%. The median household has $216,100 and the top 10% starts at $2,538,500 (Federal Reserve Survey of Consumer Finances, 2025).

$300,000 among all US households

The median US household has a net worth of $216,100 and the average is $1,232,000. The top 25% starts at $813,000, the top 10% at $2,538,500 and the top 1% at $16,269,700. $300,000 sits around the 57th percentile.

$300,000 by age group

Younger households hold less, so the same amount ranks higher the younger you are.

Where $300,000 ranks in each age group
Age groupMedian$300,000 is
Under 35$32,80086th percentile
35 to 44$156,00067th percentile
45 to 54$254,70053rd percentile
55 to 64$411,30045th percentile
65 to 74$431,90041st percentile
75 and over$504,60038th percentile

$300,000 at a single age: 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 35, 36, 37, 40, 45, 50.

Other amounts

$100,000, $200,000, $300,000, $400,000, $500,000, $600,000. Every age is on net worth by age.

Figures are from the Federal Reserve’s 2025 Survey of Consumer Finances, released October 2026, in 2025 dollars. Each age uses households whose head is within about two years of it, so the line moves smoothly from one age to the next. Net worth is everything owned, including home equity and retirement accounts, minus everything owed. Future Social Security and pension payments are not counted.

Figures checked on against Federal Reserve, Changes in U.S. Family Finances from 2022 to 2025 (October 2026) (PDF) and Federal Reserve, 2025 Survey of Consumer Finances, public data.

Frequently asked questions

Is $300,000 a good net worth?
It is more net worth than about 57% of US households have. The median household has $216,100, the top 10% starts at $2,538,500 and the top 1% at $16,269,700 (Federal Reserve, 2025).
What percentile is a $300,000 net worth?
About the 57th percentile of all US households. Under 35 it is about the 86th, because younger households hold less.