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Average and median net worth at 52

Among households headed by someone aged 50 to 54, the median net worth is $290,000 and the average $1,499,700. Below: every point in the line, where common amounts rank at 52, and how the figures change from one age to the next.

Short answer: Among households headed by someone aged 50 to 54, the median net worth is $290,000 and the average is $1,499,700 (Federal Reserve Survey of Consumer Finances, 2025). The middle half holds between $58,100 and $1,040,500, and the top 10% starts at $3,349,400.

Net worth at 52, from the bottom to the top 1%

Half of households headed by someone aged 50 to 54 hold less than $290,000. The middle half holds between $58,100 and $1,040,500; the top 10% starts at $3,349,400.

Net worth, households headed by someone aged 50 to 54 (431 surveyed households)
Point in the lineNet worth
10th percentile$700
25th percentile$58,100
Median$290,000
75th percentile$1,040,500
90th percentile (top 10%)$3,349,400
95th percentile (top 5%)$6,329,100
99th percentile (top 1%)$18,358,000
Average$1,499,700

Where common amounts rank at 52

Net worth amounts against households headed by someone aged 50 to 54
Net worthRank at 52
$50,00023rd percentile
$100,00031st percentile
$250,00046th percentile
$500,00061st percentile
$1,000,00073rd percentile
$2,000,00084th percentile
$5,000,00092nd percentile

Pages for amounts at 52: $2 million.

Net worth at nearby ages

Median, average and top 10% by age
AgeMedianAverageTop 10% starts
47$217,000$995,400$2,063,100
48$217,600$1,080,900$2,162,500
49$257,200$1,207,900$2,373,500
50$232,200$1,296,100$2,691,000
51$261,300$1,383,500$2,931,000
52$290,000$1,499,700$3,349,400
53$271,200$1,506,200$3,542,000
54$256,600$1,499,800$3,023,800
55$253,300$1,450,000$3,002,000
56$253,000$1,630,900$3,255,300
57$252,000$1,608,700$3,255,300

Why the average is so much higher than the median

The average at 52, $1,499,700, is 5.2 times the median. A small number of very wealthy households pull it up, so it sits around the 81st percentile: most households at 52 hold less than the average. The median is the better guide to a typical household.

Figures are from the Federal Reserve’s 2025 Survey of Consumer Finances, released October 2026, in 2025 dollars. Each age uses households whose head is within about two years of it, so the line moves smoothly from one age to the next. Net worth is everything owned, including home equity and retirement accounts, minus everything owed. Future Social Security and pension payments are not counted.

See net worth by age for every age group, or work out your own net worth.

Figures checked on against Federal Reserve, Changes in U.S. Family Finances from 2022 to 2025 (October 2026) (PDF) and Federal Reserve, 2025 Survey of Consumer Finances, public data.

Frequently asked questions

What is the average net worth at 52?
$1,499,700 among households headed by someone aged 50 to 54, in the Federal Reserve’s 2025 Survey of Consumer Finances. The median, the household in the middle, is $290,000: a few very wealthy households pull the average up.
What net worth is top 10% at 52?
About $3,349,400. The top 25% starts at $1,040,500, the top 5% at $6,329,100 and the top 1% at $18,358,000.
What counts in net worth?
Everything owned minus everything owed: the home, retirement accounts, investments, cash, vehicles and businesses, less the mortgage, loans and card balances. It leaves out future Social Security and pension payments.