Coast FIRE calculator

Coast FIRE number$347,066What you need invested today
You can stop saving atAge 45After 10.3 years at $25,000 a year
Retirement target$1,500,00025× annual spending
Still needed today$197,066Today's balance grows to $648,291 with no more saving

You are $197,066 short of Coast FIRE today. At 5.0% real over 30 years you would need $347,066 invested now for compounding alone to reach $1,500,000. Saving $25,000 a year, you can stop around age 45 and let the balance coast to 65.

$0$500k$1M$1.5M$2M35404550556065ageTarget at 65: $1,500,000Stop saving at 45
Save until the coast point, then let it compound. The line stops rising steeply where contributions end. One constant real return.

Free Coast FIRE calculator by Killion Labs. Tables, worked examples and assumptions are on the full page.