401(k) calculator

Current age

Retirement age

Salary ($)

Yearly raise (%)

Current 401(k) balance ($)

You contribute (% of pay)

Employer match (% of what you put in)

Match up to (% of pay)

Return before fees (%)

Fees (% a year)

Inflation (%)

Make catch-up contributions from 50

Balance at 65$856,493In today’s dollars; $1,796,551 in future dollars

You put in$428,179Over 30 years

Employer match$128,454You get the full match

Investment growth$1,179,919Returns after fees

Contributing 10% of a $90,000 salary with a 50% match on the first 6% of pay grows $60,000 to about $1,796,551 by 65, or $856,493 in today’s dollars.

Your balance against what went in. The gap above the line is investment growth. Future dollars, one constant return.

Free 401(k) calculator by Killion Labs. Tables, worked examples and assumptions are on the full page.